I used to run cross country. For seven years, I embarked on 5-10 mile runs. On good days, they wore me out but I had fun. On bad days, I felt like I was dying slowly and painfully. Races were held weekly in high school. They were 5K races, or 3.1 miles to those of…
I’m sitting in my cold apartment, eating yet another lunch of Ramen Noodles. I’m 5 pounds lighter than I probably should be, and my jeans have a big hole in the knee. I climb into my car with one burnt-out headlight and pray the gas will hold out until tomorrow. After seeing how much food…
This is my favorite line in the budget. Last year, while I struggled financially and professionally, I really didn’t do anything socially. I rarely went out for a drink, I never bought any clothes or anything for myself unless I had to (for example: when my only pair of jeans finally sprouted a hole). As…
If you remember from yesterday’s introduction, I mentioned that my fiancé and I have a $1,000 emergency fund in cash in a savings account. If you are six figures in debt, why would you want $1,000 in the bank just to sit there when you could use that to pay down some debts? The Secret…
Call it what you want: a spending plan, an income/expenses statement, or even… *GASP* a budget! So many people need it, yet so few people use one. I didn’t for years. I got on a written budget at the start of the year with my fiancé and it has transformed our lives together. Don’t think…
