I wish I had a list like this back when I signed up for my first credit card.

Credit cards have become a “necessary evil” in this world. You get them young so that you can start to build credit. With a solid credit history (and score), you can get the best interest rates for car loans, mortgages, and other purchases. Unfortunately, they carry quite a bit of danger to them as well.

I was warned when I got my first credit card. My mother told me to pay it off every single month. But I saw that credit limit as money I could spend, and that led to my undoing.

To save some of you from the same fate, Wise Bread has put together a giant list of resources where you can learn more about credit cards. Think you know everything? Check it out anyway. There are plenty of things to learn about credit cards, from understanding programs and fees to getting out of credit card debt after screwing up big time.

What’s your favorite piece of advice for us regarding credit cards?

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