Any time I walk through a store and throw something in my shopping cart, I go through about 20 minutes of arguing with myself on whether or not I should be making this purchase at that given time. When your funds are limited, you need to have this conversation with yourself. Even small purchases add up to quite a bit when you need to be paying off credit card debts, student loans, and other monthly bills. Personal finance blog No Debt Plan put together a great “stream of consciousness” on what should be going through your mind as you make a purchase.

Listen, I know it seems bad out there. You’re talking about layoffs at your own workplace, but you haven’t done anything about it. You need to start saving.

You don’t know how? Come on man, it’s not that hard. I’ll help you.

Let’s look at your expenses first. What could you cut back on?

…nothing?

There’s got to be something. I don’t buy that.

Short, sweet, and very interesting. Check it out!

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I may work from home, but some days I am just dragging. What’s the worst part of your day? Right when you get up in the morning? After a big lunch? At any given point, you might feel like you don’t have the energy to make it through the day – and you don’t have time for a nap! That’s where our pals at Zen Habits has the answer: 55 Ways to Get More Energy.

There are tons of great, simple tricks to wake your body up and give you that extra boost to push you through the day. My favorite:

48. Have a laugh.

Laughter is great medicine for exhaustion. Make sure you laugh regularly to keep your mood up. Seek out funny people or subscribe to a daily email joke. I like the geeky comic xkcd for a quick smile. What’s your favorite quick funny pick-me-up?

It doesn’t stop there. Check it out at the link above. Do you have your own favorite ways of re-energizing yourself? Share them in the comments!

Get great, practical advice sent straight to your inbox every week! For more information on The Practical Nerd Rules for Life, click here. Plus, learn how you can get a copy of my FREE ebook!

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