As the economy tanks and wages drop, people are finding it more and more difficult to make important financial decisions. Especially in the case of us younger folk, we need more advice and financial education, but we can’t afford some financial planner to work on our budgets for us. Thrive is our answer.
Just give Thrive your bank account information and it will pull together your personal finances and give you advice based on your saving and spending habits. You can add savings goals and Thrive can help you reach them. Want to pay off that credit card debt or start saving for retirement (which you should!)? Thrive can give you a leg up. Thrive is meant for those in their 20s and 30s: people who need to make important financial decisions while they are younger but don’t have enough facts to make those decisions. And unless you are actively searching for answers, you don’t know enough to make those decisions. Period.
The wonderful people at Wise Bread have this to say in their review of Thrive:
With a dedication towards growth and a constantly evolving financial planning engine, Thrive just may be a financial planning solution for a self-starter who is motivated to improve their finances but not yet ready to work with a full-on personal financial planner. In this world where it seems that the Internet can do everything except walk the dog (give it time), it seems logical that financial planning programs would wend their way to the Web. Thank goodness that the likes of the folks at Thrive are at the cyber-financial-planning helm.
And worried about security? I always look for logos like these:
And the Wise Bread guys interviewed the makers of Thrive, who had this to say:
When I pressed the security issue, the reply I received was: “Thrive doesn’t ask for your social security number, we don’t know your bank account numbers, and we can’t move your money around…in a worst-case scenario, you may leak some shopping information you aren’t ready for people to know.
Works for me. Look, your bank account information is online with banks. Take a few precautions, pick some good passwords, and you’ll be fine. I think Thrive is a great way for Cooler People to stop horrible spending habits for their “Look at me! Look at me!” lifestyles and start practicing some Practical Nerd-like financial habits. Oh, and I forgot the best part: Thrive is FREE. Check out Thrive today!
Have you tried Thrive? Do you have certain tools/services you use for financial planning? Share them in the comments!
Tom is an entrepreneur and freelance writer, working out of his apartment full-time, or wherever he feels like taking his laptop. He doesn't take long European vacations or blogs on the beach. He's an Average Joe that took control of his life. He wants you to do the same.
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